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7 Tips to Protect Your Home From Flooding
 The thought of having your home flood is scary for most people, and unfortunately, it's an all-too-common situation.
A home might flood for many underlying reasons, including broken pipes, problems with the drainage system, and flooding stemming from extreme weather. Another underlying reason for flooding is appliances that aren't working properly because they're broken or not correctly connected.
So what can you do to prevent flooding or protect your home from water damage?
1. Know Your Risk Level
Understanding your risk level is one of the most important things you can do to protect your home and your
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MORTGAGE RATES
U.S. averages as of August 2023:
30 yr. fixed: 6.78%
15 yr. fixed: 6.06%
5/1 yr. adj: 6.22%
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your family from potential flooding. It can flood anywhere, but certain areas are more susceptible than others. You should understand the flood zone your home is in, or if you can't find that
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The Newest TikTok Trend is "Dopamine Decor"
 TikTok is known as the birthplace of most trends that have become popular, and one of the newest relates to home decor. It's called dopamine decor or decorating, meant to spark joy and boost your mood. It makes sense because our surroundings can play a big role in our mental health and how we feel at any given time.
So what exactly does dopamine decor entail?
The dopamine interior design style contrasts starkly with minimalist styles that are often sought-after.
Dopamine decor, which seeks to boost your production of the feel-good neurotransmitter, is about creating spaces that are joyful and fun and also full of color, even if they don't match or wouldn't traditionally be
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Do You Need Title Insurance?
 If you're buying a home, getting the title is an important part of the process. The title confirms that you have ownership rights for the property you receive from the seller.
Title insurance can be a critical part of buying a home or property, as it protects buyers and mortgage lenders from losses or damages due to a bad title.
A title insurance policy should cover all the major claims that can be filed against a title, including conflicting wills, taxes owed, or liens on the property. There are a lot of scenarios that can lead to a title problem, including code violations, as well as complications related to the law.
As one example, you could discover after you buy a property that the seller doesn't have a legal claim to it. You could also discover that another party is disputing the seller's claim.
Title insurance can protect you from
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What to Know About Accessory Dwelling Units
 With the stubbornly high prices of homes and the limited inventory, people are getting more creative about their living spaces. With that can come the use of accessory dwelling units or ADUs. These additions create secondary housing on a single-family lot. An ADU can be a way to create multi-generational housing or a second income stream.
Accessory dwelling units are also great for guest suites, in-law apartments, and home offices, but there are things to be aware of before you commit to adding one to your property.
What Is an ADU?
The term accessory dwelling unit is regulatory and legal in that it describes a secondary house or apartment sharing the lot for a larger main home. These units can't be bought or sold independently, but as mentioned, they can be a source of additional income.
ADUs usually have their own living and kitchen areas and a separate entrance from the rest of the home. They can be standalone or attached to a garage or another part of the primary house but generally use the house's water and utility
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